Like what? It helps pay for:
- Medical expenses
- Lost wages
- Lost services
- and funeral expenses.
But there are some things that it won't cover. For example, PIP coverage doesn't cover injuries caused when using:
- Farm equipment
- Off-road vehicles
- Injuries sustained while racing
- Or injuries sustained while committing a felony.
Also -- and this is important -- PIP coverage does not cover services that your insurer decides:
- Are not reasonable
- Are not necessary
- Are not related to the accident
- or are not incurred within three years of the accident.